Caravan Insurance

April 30, 2008 · Print This Article

After spending a small fortune on your touring or mobile caravan are you sure that your holiday investment is covered from accidental damage or acts of god?

You wouldn’t entertain driving your car without it being insured, or knocking the home and contents insurance on the head so why not buy insurance for your caravan?

These days there are a number of specialist caravan insurance companies offering online quotes and cheap caravan insurance. These companies will cover your investment weather it be sat outside your house, on site at the caravan park or at your favoured Caravan winter storage company. Most will cover for European travel, along with payments if there is loss of use of your caravan due to an insured event.

One insurance provider, SafeGuard UK, also offer alternative driver cover - this will provide up to £750 to cover the cost of providing an alternative driver if the towing driver falls ill and no other driver is able to tow the caravan.

Cheap Caravan Insurance

Some ‘cut price’ policies will cover your caravan at Market Value, other policies will offer New for Old cover - if you have a preference make sure to check with your insurance company what your chosen policy offers.

Other items covered

Along with the actual caravan, awnings and awning contents can also be covered.

Much like car insurance may caravan insurance providers offer discounts for no claims, having security devices fitted, storing your caravan at a CaSSOA Gold storage address and for voluntary excesses being taken out.

Policies start at as little as £3.90 per month, these policies can be taken out online (often giving you a further discount!), and generally are available to most static and touring caravans.

The other option open to you is to include your caravan on your household insurance. Be very wary though, make sure you check with your insurance provider to make sure you are covered both home and away (and if you travel to Europe check if overseas cover is included), whilst you are with the caravan and when it’s away in storage.

Share/Save/Bookmark

Comments

Got something to say?